Detecting Early Signs of Borrower Stress

Data analysis and on-the-ground observations can help you intervene early and prevent some major credit quality issues. Here are some suggestions.

Hello again, Bank Slaters!

I’m looking forward to this week! I’ll be onstage at American Banker’s Payments Forum, moderating a panel with Bridgit Chayt at Fifth Third and Allen Merrill from Incedo. If you’re planning to go, reach out — it would be great to connect!

I recorded an episode of Q2’s Purposeful Banker podcast, highlighting my work with bankers navigating moments of crisis and discussing how technology and the democratization of media are creating new challenges for executives and board.

For now, let’s talk about borrower distress.

We’ve discussed in recent months how more and more banks are dealing with so-called '“idiosyncratic” credit quality issues across a wide swath of client segments. Then you have the widespread concerns over New York Community Bancorp’s commercial real estate book and what that could mean for other CRE lenders.