What Matters Most With CRE Concentrations

Several variables can determine if a bank's exposure to commercial real estate is alarming. We also take a look at bankers' views on FedNow adoption.

Hello again, Bank Slaters!

I’m jealous that many of you had a three-day weekend. Seriously, I hope it gave you some time to relax, reset and be mentally prepared to get through what’s left of winter.

I just recorded an SRM podcast with Bill Briggs, who we’ve featured here before, about the regulatory climate. Will share when it’s live! I also helped American Banker form a great panel for next month’s Payments Forum. More on that soon.

Let’s talk some more about commercial real estate concentrations.

I recently noted in this newsletter that issues at New York Community Bancorp might be company-specific — warning against painting all CRE lenders with a broad brush. It makes sense to examine the factors that should be considered when comparing banks’ potential exposure and risk.